Insurance has become an offer you can’t refuse. From Eric Peters on a guest post at theburningplatform.com:
There is nothing wrong with insurance … provided you can say no to it. Then it’s like any other thing you choose to buy.
Whether it makes sense to buy it – a subjective value judgment, by the way – isn’t the point. Exercise makes sense, too.
The point is – or should be – if insurance is something you want, or feel the need of – then you have the right to choose to buy it.
What you haven’t got is the right to force others to buy it – and thereby take away their free choice.
Insurance at gunpoint is dark and vicious. Anything that involves pointing guns at other people (who haven’t pointed a gun at you first) is necessarily a dark and evil thing. Someone – it doesn’t matter…
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